When you apply for a home loan, you are basically opening the last two years of your life to a bunch of strangers. When I say that, I’m not trying to scare you. I’m trying to get you to see it from their point of view. But Who Are “They”? “They” are a bunch [...]
I’ve met a lot of people lately who ask me the same question when they apply for a home loan: “I missed some work last year. Is that a deal-breaker?” The short answer is no. But let’s make that answer a little longer. Employment Gaps – How’s That “Work”? Gaps in employment happen for many [...]
So as I continue to dig up the ghost of videos past, I came across this one about automated underwriting systems. No, that’s not where the Terminator underwrites your loan. Here’s the video (link for mobile viewing) Automated Underwriting System – Rise of the Machines Okay, so machines don’t exactly run our lives. But they are [...]
I recently wrote a couple posts about applying for a home loan; namely, a detailed account of the loan application. In sharing that information with a local Real Estate site I write for occasionally, it dawned on me that you need to know quite a bit about yourself in order to fill out a really complete [...]
In the last post, we took a look at the first 2 pages of the home loan application. Today we’ll round out our look at the loan application with the last 2 pages. Here’s a downloadable copy of the application for you to follow along with: Home Loan Application – Page 3 On the third [...]
Applying for a home loan can be a bit of a daunting process. The application itself can be an intimidating document, so I thought we’d take a walk through it. Sidenote: Since the the “rebirth of slick” I’ve been going through my old Youtube videos to see what can still be useful here. Here is [...]
How long do I need to wait after a bankruptcy to qualify for a home loan?
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RT @robpiercy: Early adopters make me laugh. By all their talk, you'd think they invented electricity -- when really they just opened a Pinterest account.
