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Refinancing – Updates to HARP

picture: donkey radio announcer

Refinancing you home loan is no mean feat these days. Your income and credit must meet qualifying criteria. Then, there’s the appraisal. Du-Du-Duh! Obviously, home values aren’t what they were. That makes it difficult for homeowners looking to refinance and take advantage of the redonkulously low interest rates available. That’s why the government invented the [...]

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USDA update – Funding the Unfunded

picture: empty public coffers

The USDA home loan program frequently runs out of funding. It happens regularly, and that’s one of the reasons for the big changes to USDA loans that happened this month. However, the bank I work for sent out an announcement today that we can still take applications for, lock interest rates for, underwrite, and fund [...]

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Portland, OR Real Estate Statistics – August 2011

picture of high water sign

Alright! My friends at WFG National Title are back with their Portland Real Estate Market Statistics for August. Whew, that’s a mouthfull. Let’s delve right in. Portland Real Estate Market My first thought: Let’s ramp up the sales folks! The Real Estate market in Portland, and many other places, is in an unbearable funk right [...]

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Portland Real Estate Market Statistics – July 2011

Grid chart

    My friends at WFG National Title released their Portland Real Estate Market Statistics report for July 2011, and I am trying to make a practice of making these reports available here on my site. Here’s the report for July:   Based on this report, it looks like some areas around the greater Portland Real [...]

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Kevin Live – National Debt, Mortgage Rates, & Yours Truly

Picture of The Thinker

I recently returned to Kevin Aguilar‘s talk show, Kevin Live, to discuss a debt that’s much larger than the average home loan: The National Debt Here is the episode, in it’s entirety:   The idea to have me on to discuss this with Kevin originated with a tweet, as so many opportunities I have been [...]

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Portland Real Estate Market Statistics – June 2011

people working = people buying houses

My friends at WFG National Title put out a great market statistics report for the Portland, OR Real Estate market, and I am pleased to announce that I can now share that with you here. Here is the report for Portland’s Real Estate activity and other notable statistics for June of 2011: I have always [...]

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