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	<title>Comments for home loan ninjas</title>
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	<link>http://www.homeloanninjas.com</link>
	<description>where mortgage misinformation goes to die</description>
	<lastBuildDate>Sat, 11 Feb 2012 17:03:06 +0000</lastBuildDate>
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		<title>Comment on Gladstone Nature Trail by mossback - phoneographME &#124; phoneographME</title>
		<link>http://www.homeloanninjas.com/2012/02/11/gladstone-nature-trail/comment-page-1/#comment-2884</link>
		<dc:creator>mossback - phoneographME &#124; phoneographME</dc:creator>
		<pubDate>Sat, 11 Feb 2012 17:03:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.homeloanninjas.com/?p=1273#comment-2884</guid>
		<description>[...] If you would like to learn more about the Gladstone Nature Trail, I wrote a post about it on my other blog. [...]</description>
		<content:encoded><![CDATA[<p>[...] If you would like to learn more about the Gladstone Nature Trail, I wrote a post about it on my other blog. [...]</p>
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		<title>Comment on WordPress: If I Could Turn Back Time&#8230; by jason hillard</title>
		<link>http://www.homeloanninjas.com/2012/02/05/wordpress-if-i-could-turn-back-time/comment-page-1/#comment-2883</link>
		<dc:creator>jason hillard</dc:creator>
		<pubDate>Tue, 07 Feb 2012 08:07:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.homeloanninjas.com/?p=1256#comment-2883</guid>
		<description>Thanks Tim, everytime I think I got this thing figured out though, either someone hacks me or I hack myself. Sticking to the basics is the only safe bet ;-)</description>
		<content:encoded><![CDATA[<p>Thanks Tim, everytime I think I got this thing figured out though, either someone hacks me or I hack myself. Sticking to the basics is the only safe bet ;-)</p>
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		<title>Comment on WordPress: If I Could Turn Back Time&#8230; by Tim Bledsoe</title>
		<link>http://www.homeloanninjas.com/2012/02/05/wordpress-if-i-could-turn-back-time/comment-page-1/#comment-2882</link>
		<dc:creator>Tim Bledsoe</dc:creator>
		<pubDate>Tue, 07 Feb 2012 07:19:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.homeloanninjas.com/?p=1256#comment-2882</guid>
		<description>Thank you for keeping it simple and to the basics; very encouraging. </description>
		<content:encoded><![CDATA[<p>Thank you for keeping it simple and to the basics; very encouraging.</p>
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		<title>Comment on WordPress: If I Could Turn Back Time&#8230; by jason hillard</title>
		<link>http://www.homeloanninjas.com/2012/02/05/wordpress-if-i-could-turn-back-time/comment-page-1/#comment-2881</link>
		<dc:creator>jason hillard</dc:creator>
		<pubDate>Tue, 07 Feb 2012 06:36:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.homeloanninjas.com/?p=1256#comment-2881</guid>
		<description>If you need any help, I am here and eager to help Jessica!!</description>
		<content:encoded><![CDATA[<p>If you need any help, I am here and eager to help Jessica!!</p>
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		<title>Comment on WordPress: If I Could Turn Back Time&#8230; by Jessica Baker</title>
		<link>http://www.homeloanninjas.com/2012/02/05/wordpress-if-i-could-turn-back-time/comment-page-1/#comment-2880</link>
		<dc:creator>Jessica Baker</dc:creator>
		<pubDate>Tue, 07 Feb 2012 00:51:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.homeloanninjas.com/?p=1256#comment-2880</guid>
		<description>Still Intimating...but Great Info....Muchas Thanks!</description>
		<content:encoded><![CDATA[<p>Still Intimating&#8230;but Great Info&#8230;.Muchas Thanks!</p>
]]></content:encoded>
	</item>
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		<title>Comment on WordPress: If I Could Turn Back Time&#8230; by Jessica Baker</title>
		<link>http://www.homeloanninjas.com/2012/02/05/wordpress-if-i-could-turn-back-time/comment-page-1/#comment-2879</link>
		<dc:creator>Jessica Baker</dc:creator>
		<pubDate>Tue, 07 Feb 2012 00:50:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.homeloanninjas.com/?p=1256#comment-2879</guid>
		<description>Still intimidating....but GREAT INFO!! Muchas Thanks</description>
		<content:encoded><![CDATA[<p>Still intimidating&#8230;.but GREAT INFO!! Muchas Thanks</p>
]]></content:encoded>
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		<title>Comment on What exactly are closing costs? by Buying Down Your Home Loan Interest Rate - home loan ninjas</title>
		<link>http://www.homeloanninjas.com/2012/01/25/what-exactly-are-closing-costs/comment-page-1/#comment-2878</link>
		<dc:creator>Buying Down Your Home Loan Interest Rate - home loan ninjas</dc:creator>
		<pubDate>Thu, 02 Feb 2012 23:19:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.homeloanninjas.com/?p=1242#comment-2878</guid>
		<description>[...] further say your closing costs and prepaids only come to 4 per cent of the purchase price, but you were able to negotiate 6 per cent seller [...]</description>
		<content:encoded><![CDATA[<p>[...] further say your closing costs and prepaids only come to 4 per cent of the purchase price, but you were able to negotiate 6 per cent seller [...]</p>
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		<title>Comment on dti defined &#8211; Oregon &amp; Washington home loans by 2 sides to home affordability - home loan ninjas</title>
		<link>http://www.homeloanninjas.com/2011/07/20/mortgage-terminology-dti-defined-oregon-washington-home-loans/comment-page-1/#comment-2877</link>
		<dc:creator>2 sides to home affordability - home loan ninjas</dc:creator>
		<pubDate>Wed, 18 Jan 2012 01:11:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.homeloanninjas.com/?p=885#comment-2877</guid>
		<description>[...] home loan guidelines say you should have a debt-to-income ratio (DTI) of 31/43 per cent. It’s 41% for VA, 29/41 for USDA, and 28/36 for [...]</description>
		<content:encoded><![CDATA[<p>[...] home loan guidelines say you should have a debt-to-income ratio (DTI) of 31/43 per cent. It’s 41% for VA, 29/41 for USDA, and 28/36 for [...]</p>
]]></content:encoded>
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		<title>Comment on my #140confNW experience by Obligatory Year-End Post - home loan ninjas</title>
		<link>http://www.homeloanninjas.com/2011/05/25/my-140confnw-experience/comment-page-1/#comment-2876</link>
		<dc:creator>Obligatory Year-End Post - home loan ninjas</dc:creator>
		<pubDate>Thu, 29 Dec 2011 22:38:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.homeloanninjas.com/?p=808#comment-2876</guid>
		<description>[...] even volunteered at, and spoke at, a 140 Characters Conference in Vancouver, [...]</description>
		<content:encoded><![CDATA[<p>[...] even volunteered at, and spoke at, a 140 Characters Conference in Vancouver, [...]</p>
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		<title>Comment on Relationships: the lifeblood of&#8230;everything by Obligatory Year-End Post - home loan ninjas</title>
		<link>http://www.homeloanninjas.com/2011/11/30/relationships-the-lifeblood-of-everything/comment-page-1/#comment-2875</link>
		<dc:creator>Obligatory Year-End Post - home loan ninjas</dc:creator>
		<pubDate>Thu, 29 Dec 2011 22:36:13 +0000</pubDate>
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		<description>[...] Relationships matter. The rest is busy work. [...]</description>
		<content:encoded><![CDATA[<p>[...] Relationships matter. The rest is busy work. [...]</p>
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